Let's check your home loan
You don’t need to know whether it’s the right time to refinance. We’ll check your current loan, explain your options clearly, and let you know whether anything needs attention.
Why it's worth checking your options
Your loan may not fit your life anymore
Your mortgage was set up around your situation at the time. If your income, family plans, repayments, or future goals have changed, your loan may need a fresh look.
Your bank’s offer is not the only option
Staying with your current bank might be the right move. But a review helps you compare what else may be available before you decide.
A small change may be enough
You may not need to refinance. Sometimes a small change to your repayments, loan setup, or fixed-rate timing is enough to make things feel clearer and more manageable.
Knowing you’re on track is still valuable
Sometimes the review shows your current loan is working well. That is still a good outcome, especially when the review is free.
Here’s how it works
A free mortgage review does not mean you need to refinance, switch banks, or change your loan. It simply helps you understand whether your current home loan still fits, and what your options are.
You can book a time for a full review, or call Rupert for a quick chat first. Either way, we’ll keep it simple.
You can book a time for a full review, or call Rupert for a quick chat first. Either way, we’ll keep it simple.
Why check your loan with us?
We work for you, not the bank
We compare your options and explain what makes sense for your situation, not what suits the bank.
Rupert knows how banks think
With senior banking and finance experience, Rupert understands what lenders look for and how to present your situation clearly.
We help manage your loan over time
We do not just help you get a loan and disappear. We aim to help you make better decisions over the life of your mortgage, including ways to reduce unnecessary interest where possible.
The review is free
If your current loan is already working well, we will tell you. You do not pay us for the review, and there is no pressure to make a change.
FAQ's
The review is free. You do not pay us to check your loan or explain your options. If you choose to move ahead with a loan and it settles, the bank pays us.
Yes. You can book a time online, or call Rupert for a quick chat first. If a full review makes sense, we can take it from there.
We look at your current rate, repayments, loan setup, fixed-rate dates, what your bank is offering, and what you want your loan to help you do next.
We’ll tell you. Sometimes the best outcome is simply knowing you’re already on track. That is still a good result, especially when the review is free.
No. A review simply helps you understand whether your current home loan still fits. Sometimes refinancing is worth considering. Sometimes a small change is enough. Sometimes staying exactly where you are is the best move.
Not necessarily. Staying with your current bank may be the right option. We’ll explain the pros and cons clearly so you can decide what feels right for your situation.
Any time you are unsure whether your loan still fits. This could be when your repayments change, your fixed rate is coming up, your goals have shifted, or you have not reviewed your mortgage in a while.
You do not need everything ready before you get in touch. If you have your current loan balance, interest rate, repayments, and fixed-rate end date, that helps. If not, we can guide you through what we need.
Not necessarily. It depends on how your accounts are set up and whether you want to move your everyday banking too.