Here’s How It Works

We compare a range of banks to find the best deal for you. We handle the paperwork, explain the fine print, and make sure you understand every step without the banking jargon. Best of all? Our services are completely free.

Step 01:
Understanding
your budget
We help you figure out how much you can borrow and what your repayments will look like.
Step 02:
Finding the
right loan
We compare all banks to find the best options for your situation. Different banks offer different benefits for first-home buyers.
Step 03:
Ongoing
support
We're with you from pre-approval to settlement and beyond. We actively monitor your loan and let you know when better rates become available.

Why Work With Us?

We work for you, not the bank

We actively manage your loan long after settlement, continuously monitoring rates and reaching out when better deals become available.

No jargon, just clarity

We break things down in a way that’s easy to understand, so you feel confident in your decisions. No jargon or stress just clear guidance.

We handle the paperwork

We understand you are busy so we look after the details and the admin, so you can concentrate on the things that matter. Like working out what open homes you will be visiting on the weekend..or heading to Pukerkua Park for a walk and a sweet treat.

No hidden fees

Our service is free. You don’t pay us a cent, we are paid by the bank once your loan has been approved.

How We Help First-Home Buyers

We spend time understanding your budget

We help you figure out how much you can borrow and what your repayments will look like, including all the extra costs like rates, insurance, and maintenance. Whether you’re looking at a starter home in Inglewood or a family property in Ōakura, we make sure the numbers work for your situation.

Finding the right loan structure

We compare all banks and find options that work best for you. Some banks offer cashback, others have lower rates, and some have special first-home buyer packages like reduced deposits or fee waivers.

Guiding you through the process

From getting pre-approved to signing the dotted line, we’re with you at every step. We explain what’s happening and why, so you never feel lost in the process.

Explaining first-home buyer benefits

We’ll check if you’re eligible for government support like the First Home Grant, KiwiSaver, HomeStart grant, or bank-specific offers.

We work with banks we trust

Ready to take the next step?
Get in touch today