Here’s how

We compare multiple banks to find the best deal for your situation. We handle the paperwork, communicate with the bank and explain everything clearly to you, so you know exactly what’s happening. Best of all? Our service is completely free.

Step 01:
Current loan review
We analyse your existing loan structure, interest rates, and terms to find potential savings.
Step 02:
Market comparison
We compare refinance options from multiple banks to secure better rates, loan terms, or features for your situation.
Step 03:
Ongoing monitoring
We keep an eye on rates and let you know when it’s time to switch or restructure for further savings.

Why Work With Us?

We do the research for you

We compare multiple banks to find the best deal for your situation. Our active monitoring means we keep finding you savings long after the initial refinance.

No jargon, just clarity

We handle the paperwork, communicate with the bank and explain everything clearly to you, so you know exactly what’s happening. No stress, just clear guidance.

Ongoing expert advice

We have specialised experience in home loan pricing and market trends to ensure you pay less over the lifecycle of your loan through continuous monitoring.

Free Service

Our refinancing service is free. The bank pays us once your loan is settled.

How We Help You with Refinancing

Finding better rates

We’ll shop around to see if you can get a lower interest rate, better loan terms, or both. We know which banks offer the best deals for your situation.

Reducing repayments

If your financial situation has changed, or you just want more breathing room in your budget for life’s little luxuries like dinner at Social Kitchen in New Plymouth, we can help lower your mortgage repayments through better rates or restructuring your loan terms.

Accessing equity

Need funds for renovations or other goals? We’ll help you unlock your home’s equity to reach your next steps.

Switching banks

If your current bank isn’t competitive, we manage the refinance process and make the switch smooth.

Ongoing Loan Optimisation

We review your mortgage regularly to make sure you always have the best deal.

We work with banks we trust

Ready to take the next step?
Get in touch today